Privacy

Privacy Policy for xpat-insurance.com

The website https://xpat-insurance.com is driven by OEXON GmbH, A-1020 Vienna, Kurzbauergasse 4/2 - referred as OEXON, OEXON GmbH or oexon.com in this document. The companys main website is accessible from https://oexon.com

At OEXON one of our main priorities is the privacy of our visitors. 
This Privacy Policy document contains types of information that is collected and recorded by OEXON at this website (https://xpat-insurance.com) and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us: office@oexon.com


Declaration of Consent to Contact and to Transmission / Processing of Personal Data
This section only applies to you if you complete and click the submit button of the contact form on the main page.

  • By signing the 'Contact Us' consent form, you consent to the collection, storage and processing of the data you have provided and will provide in future (including health-related data) for the purpose of calculating and contracting an international healthcare insurance.
  • You further consent to the insurance company contacting you directly for the further evaluation process.
  • You further consent to transmission of your data, if and as far this is necessary for your insurance contract, to the following recipients:
       a. Service providers;
       b. (Re)insurance companies;
       c. Your employer (if your employer has concluded / is to conclude the insurance contract); and
       d. To medical service providers and medical experts.
  • You confirm and accept the above statements.
  • You are entitled to revoke this declaration of consent at any time; knowing that such revocation impedes or prevents the processing of an international healthcare insurance.
  • You understand that no obligations arise from signing and sending this consent form.

General Data Protection Regulation (GDPR)
We are a Data Controller of your information.
OEXON GmbH legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Information we collect and the specific context in which we collect the information:

  • OEXON GmbH needs to perform a contract with you
  • You have given OEXON GmbH permission to do so
  • Processing your personal information is in OEXON GmbH legitimate interests
  • OEXON GmbH needs to comply with the law
OEXON GmbH will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. If you wish to be informed what Personal Information we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

  • The right to access, update or to delete the information we have on you.
  • The right of rectification.
  • The right to object.
  • The right of restriction.
  • The right to data portability.
  • The right to withdraw consent.

Log Files
OEXON.com follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.


Privacy Policies
You may consult this list to find the Privacy Policy for each of the advertising partners of OEXON.com.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on OEXON.com, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that OEXON.com has no access to or control over these cookies that are used by third-party advertisers.


Third Party Privacy Policies
OEXON.com's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.


Children's Information
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
OEXON.com does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.


Online Privacy Policy Only
Our Privacy Policy created at GDPRPrivacyPolicy.net) applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in OEXON.com. This policy is not applicable to any information collected offline or via channels other than this website.


Consent
By using our website, you hereby consent to this Privacy Policy https://xpat-insurance.com/privacy and agree to our terms https://xpat-insurance.com/terms.


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