Healthcare is a major concern for expats. While some choose to rely on public services, others opt for private healthcare. Before we delve into the specifics, it is important to note that the expectations when visiting a doctor often vary based on the individual expat’s origin: European countries provide very well-developed public healthcare systems, largely subsidized by their governments. Their citizens have access to affordable treatments and generally consider healthcare a basic right. Whereas, according to the Commonwealth Fund, the United States has a predominantly private financing system for healthcare. Access to treatments is often limited by cost or insurance coverage, resulting in some individuals finding it difficult or even being unable to afford necessary medical care. Overall, United States citizens tend to expect more personalized and technologically advanced healthcare, while European citizens value accessibility and affordability.
As an expat in the Middle East, you are likely to opt for private healthcare. So it is essential to take note of some considerations as well as pros and cons that come with it:
Pros:
Quality and Intensity of Care. Private healthcare facilities in the Middle East are known for providing high-quality care to their patients. They tend to have a lower patient-to-staff ratio than public hospitals, leading to more individualized attention from doctors and nurses. This ultimately leads to shorter wait times, more thorough medical assessments, and more personalized treatment plans.
Availability of Services. Private healthcare facilities in the Middle East often offer a wide range of medical services, including specialized treatments and procedures. Patients can choose their doctors and healthcare providers, including specialists, surgeons, and other medical professionals who can offer a range of treatments.
Privacy and comfort. Private healthcare facilities in the Middle East are mostly designed to provide a comfortable and relaxing environment. Many of them offer private rooms, which provide patients with privacy and comfort during their stay.
Cons:
Cost. Private healthcare facilities can be expensive – and it is important to note that such higher cost do not necessarily result in better outcomes. Patients must not forget that private medical facilities operate as businesses and prioritize profits. The overall occupancy rate for hospital beds in the region is at a low 55% - which is less than ideal. As a result, providers may order unnecessary assessments or prescribe excessive medication to increase revenue.
Health Insurance Limitations. Private facilities may not accept all types of health insurance, which can limit the number of people who can access these facilities. And many health insurances tie their policy-holders to shortlists of contracted facilities, narrowing the freedom of choice for desired facilities and specialists.
Inequality. Private healthcare facilities can contribute to inequality in access to healthcare. Those who can afford private healthcare may receive better care and treatment than those who cannot afford it, leading to disparities in health outcomes.
Tips:
- When seeking medical care, it is important to be selective. Conduct thorough research on both the doctor and the hospital you plan to visit, including their training and experience.
- Do not be afraid to ask questions and seek clarification throughout the process to ensure you understand the treatment plan and can take an active role in your healthcare.
- Additionally, inquire about payment options as some hospitals may offer different rates for cash versus insurance payments. Take advantage of promotions for preventive health screenings, as hospitals and providers may offer specials during certain health awareness campaigns, such as e.g. breast cancer month.
- Keep in mind that your health is your most valuable asset. Regardless of family history, some health issues come without a warning. Reconsider your health insurance situation and make sure you are properly protected.
- Lastly, discuss the use of generic medication with your provider, as they may be just as effective as their brand-name counterparts.
In conclusion, private healthcare offers a range of benefits for expats, including shorter wait times, specialized care, and personalized attention. However, it can also be expensive and lack transparency. It is important for expats to carefully consider their options and insurance coverage before deciding on a healthcare provider.
GCC healthcare news:
OMN: Saham Ayurveda Hospital & Health Center of Oman launched its branch in Al Sarooj, offering all integrated wellness and health treatments.
QAT: Sidra Medicine launched a new private paediatric wellness clinic for young people up to the age of 18, providing various preventative and diagnostic services, including immunizations, height monitoring, weight control and physical examination.
GCC: Alpen Capital expects healthcare spendings in the Gulf Corporation Council to grow by 5.4% annually to USD 135.50bn in 2027, with KSA and UAE together accounting for almost 80% of GCC's healthcare expenditure.